Which type of service may be included in Major Services and typically requires significant out-of-pocket expense?

Orthodontic treatments are classified as Major Services in dental insurance because they often require substantial care and involve prolonged treatment plans, which can lead to significant out-of-pocket expenses for patients. These treatments, such as braces or aligners, are designed to correct dental alignment issues and typically extend over many months or even years, resulting in a higher overall cost.

In contrast, preventative cleanings, routine fillings, and consultations for dental extractions typically fall under different categories of dental care. Preventative cleanings are aimed at maintaining oral health and are usually covered with little to no out-of-pocket expense. Routine fillings are considered basic restorative services that are generally covered more comprehensively than Major Services. Consultations for dental extractions might also be deemed standard care and are often less costly compared to the extensive procedures involved in orthodontics. This distinction makes orthodontic treatments unique in their classification and financial implications within dental insurance plans.