Which term describes a plan that covers all non-excluded sickness or accidents?

Comprehensive health insurance is a term used to describe a plan that provides coverage for a wide range of medical services, encompassing most non-excluded sicknesses or accidents. This type of insurance is designed to address a variety of healthcare needs, including hospital visits, outpatient care, preventive services, and more, offering a more extensive safety net compared to other types of health insurance.

In essence, comprehensive health insurance ensures that individuals are protected against unforeseen health issues, allowing access to a broad spectrum of medical care without the limitation of numerous exclusions. This broad coverage is essential for those looking for robust healthcare options that can effectively reduce financial risks associated with medical expenses.

The other choices refer to more limited forms of insurance. Limited health insurance offers specific, restricted services rather than covering a wide array of healthcare needs. Basic health insurance typically covers only essential medical services and may leave gaps in coverage for more serious or specialized care. Temporary health insurance is designed for short-term needs and often does not provide comprehensive benefits over an extended period, making it a less viable option for ongoing health care coverage.