What type of information does an Investigative Consumer report include?

An Investigative Consumer Report primarily includes detailed information about an individual’s character, general reputation, personal habits, and lifestyle. This type of report is often compiled through interviews with acquaintances or neighbors and may delve into aspects such as how a person conducts themselves in various situations, their interactions with others, and overall personal behavior.

This focus on character and personal habits is crucial for entities that need to assess an individual in contexts such as employment screening, insurance underwriting, or other instances where personal conduct may be significant to decision-making.

While financial status, medical history, and education background are important aspects of an individual’s profile, they typically do not form the core of an Investigative Consumer Report. Instead, these other types of information are gathered from different sources and reports specifically focused on those areas. Hence, the emphasis is on character and habits in the context of this type of report.