What is covered under a Blanket Policy?

A Blanket Policy provides coverage for members of a specific group during designated activities or events. This type of insurance is typically used by organizations or groups, such as schools, sports teams, or travel groups, to ensure that all participants have protection while engaging in certain activities together. The advantage of a Blanket Policy is that it covers all eligible individuals without the need for each person to individually enroll or purchase a separate policy, making it efficient and practical for groups.

In contrast, the other options reflect scenarios that do not accurately describe the nature of a Blanket Policy. Individual coverage at all times would not align with the intent of a policy that focuses on group-specific activities. Annual health check-ups are typically part of a different type of health insurance plan rather than a feature of a Blanket Policy. The limitation to individual contractors contradicts the inclusive nature of coverage for groups represented in a Blanket Policy. Thus, the focus remains on the group activity aspect, underscoring the relevance of answer B.