What does the Rehabilitation Benefit cover?

The Rehabilitation Benefit specifically covers a portion of the costs associated with formal retraining programs. This type of coverage is designed to assist individuals who are recovering from a disability or injury and need to regain the skills necessary to return to the workforce. It recognizes that simply recovering physically may not be enough; often, individuals require additional training or education to adjust to new roles or different types of work environments.

While medical expenses related to a disability, loss of income during rehabilitation, and benefits for mild injuries are important aspects of health insurance coverage, they do not fall under the specific category of rehabilitation benefits as defined in most policies. Rehabilitation Benefits are distinctly aimed at providing support for formal retraining initiatives, thereby facilitating a smoother transition back into employment and supporting overall recovery efforts.