What does the notice to the applicant inform them about health insurance coverage?

The notice to the applicant serves as an important communication tool in the health insurance process, particularly regarding the ordering of a credit report. When an individual applies for health insurance, it is standard practice for insurers to assess the applicant's financial history and creditworthiness as part of the underwriting process. By informing applicants that a credit report will be ordered, the insurance company ensures transparency. This allows applicants to understand that their financial background may influence underwriting decisions and potentially impact their coverage options or premiums.

The other options do not accurately reflect the purpose of the notice. It’s not guaranteed that policies will be delivered immediately, as this can depend on various factors including underwriting and administrative processes. Additionally, while some health insurance plans may include dental services, this is not universally applicable, and the notice would not typically specify coverage details in this manner. Lastly, the approval of an application is a process that takes time and requires further assessment beyond the notice itself, so applicants are not informed of approval immediately.